We’re big fans of Dave Ramsey, so we do the cash budget. We also do a 0based budget, and I typically like to do it on just a simple notebook paper. I talked to my cousin, who is a CPA, and he gave me some tips on how to calculate hopefully what we’ll be bringing home. It’s not exact, and we’ll only budget for 40 hours.
Gifts & Offerings: $62 split 3 ways
Phone/Internet: $85 (looking for ways to decrease this)
Cell Phones: $25
Car Gas: $175
Utilities (includes garbage, water & electric: $200
sinking Funds, includes xmas, oil changes, copays, tax filing fee: $45
Blow Money: $80 split between DH & I
Entertainment: can’t budget further until our 1st check for real
Savings: any overtime money
That leaves us a little play room right now….obviously we cannot really figure it out exact until his first check comes. He leaves his current job 9/18, new begins 9/22. 🙂 YAY!